Dudes, I know it sounds so cool to get a loan right now, to feel like you're the king of the world, a reputable adult and what not, but trust me, getting a loan is a bad, bad idea. What would you rather do when you finish college? Get a job, start making money, buy a nice car and a house, maybe even start a family? Well, if you finish in debt, you will have a slim chance of those beautiful things. Instead of those, you'll embark on a life of slavery to the banks, struggling to pay your rates and still put food on the table. So stay away from loans, even if they're easy to acquire.